The Bonds dashboard shows your bond holdings, interest income, and upcoming maturities in one place. You can see what your bonds have earned, what they’re expected to pay, and how your bond holdings change as they mature.
To open the dashboard, go to Investing > Bonds. Use the All accounts and All securities lists at the top to filter what all three cards show.
The dashboard includes securities set up with the security type Bond. Its projections depend on each bond’s maturity date, coupon rate, and interest frequency. Bonds you download from a financial institution usually include these details. For bonds you add manually, see Add or update bond details below.
Bond Overview
The Bond Overview card lists each bond you hold with its quantity, price, value, and maturity date, with totals for each group and for all your bonds.
To change how bonds are grouped, use the list next to the card title and select Account, Bond Type, Remaining Duration, or No Subtotal.
The ⋮ menu on the card offers these options:
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Expand All Groups and Collapse All Groups show or hide the bonds in each group.
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Show Transactions displays the transactions for the selected bond below the list.
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Quantity/Face Value switches the quantity column between quantity and face value.
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Value/Premium/Premium % switches the value column between Value, Premium, and Premium %.
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Yield to Maturity/Coupon %/Coupon $/year switches the last column between Yield to Maturity, Coupon %, and Coupon $/year.
Income
The Income card shows interest you received in past periods and the income Quicken projects for the current period and later periods. Point to a bar to see its type, amount, and quarter.
To change the period the chart covers, use the list in the top right corner of the card and select Auto date range, -2/+2 Years, -5/+5 years, or -10/+10 years. To show income by year instead of by quarter, click the ⋮ menu, point to Quarterly/Annual, and select Annual.
The chart uses these colors:
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Historical: interest income recorded in your accounts.
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Historical - prior holdings: interest income recorded for bonds you no longer hold.
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Projected (Coupon): income projected from a bond’s coupon rate.
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Projected (Historical): income projected from a bond’s past interest payments.
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Missing (matured): interest you will no longer receive after a bond matures. To show it, click the ⋮ menu and select Show “missing” income from matured bonds.
For details on how Quicken calculates these amounts, see How Quicken projects bond income below.
Maturity
The Maturity card shows how the value of your bond holdings changes over time as bonds mature. Each bar shows the bonds you’ll still hold at that point, so the bars step down as bonds reach their maturity dates. The card includes only bonds with a maturity date.
To change how bonds are grouped, use the list next to the card title and select Account, Bond Type, or Remaining Duration. To switch between face value and market value, click the ⋮ menu and select Face Value or Market Value.
How Quicken projects bond income
Quicken projects income separately for each bond you hold, then combines the results on the Income card.
Which bonds Quicken projects coupon income for
Quicken projects coupon income for a bond when the bond has a coupon rate and its interest frequency is one of the following:
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Monthly
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Every other month
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Quarterly
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Twice a year
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Yearly
Quicken does not treat a bond as coupon-paying when its interest frequency is At maturity or No Interest.
How Quicken calculates annual income
Quicken calculates each bond’s annual coupon income from the quantity you hold and the bond’s coupon rate. If you use multiple currencies, Quicken converts the amount to your home currency. To see this amount for each bond, select Coupon $/year on the Bond Overview card.
For a bond you still hold, Quicken uses today’s quantity. For a bond that has already matured, Quicken uses the quantity you held on the maturity date.
How Quicken assigns income to quarters
Quicken adds up the interest income transactions for each bond from the last 370 days. If that total is within 1% of the annual coupon income, Quicken keeps the quarters those payments fell in. It adjusts the amounts so they total the annual coupon income and repeats that pattern every year. For example, if a bond paid interest in March and September, Quicken projects its income in Q1 and Q3.
If the bond has no interest history, or its total differs from the annual coupon income by more than 1%, Quicken divides the annual coupon income evenly and places one quarter of it in each quarter.
Projected income from interest history
Some bonds have no coupon rate in Quicken but do have interest income transactions. For these bonds, Quicken uses the interest you received over the past year. If the bond has less than a year of history, Quicken annualizes the amount you received. Quicken splits that total evenly across the four quarters and shows it as Projected (Historical).
To get a coupon-based projection instead, add the bond’s coupon rate and interest frequency.
How maturity affects income
Quicken shows projected income for each quarter up to and including the quarter in which the bond matures. The maturity quarter receives its full normal amount, no matter which day in the quarter the bond matures.
When Show “missing” income from matured bonds is on, each quarter after a bond matures shows the bond’s normal quarterly amount as Missing (matured). This shows the income you’ll stop receiving as your bonds mature.
The chart shows interest income only. It does not include the return of principal when a bond matures.
Past quarters
Bars for quarters before the current quarter show the interest income transactions recorded in your accounts. Quicken does not project income for past quarters.
Add or update bond details
To add or correct the details the dashboard uses:
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On the Investing tab, select Tools > Security List.
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Click Edit in the bond’s row.
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In Edit Security Details, confirm that Type is Bond, and then enter the Bond Type and Maturity Date. If the bond isn’t callable, leave Call Date blank.
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Click Other Info.
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In the Coupon field, enter the bond’s annual interest rate.
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In the Interest paid list, select how often the bond pays interest.
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Click OK, and then click OK again.
To add a new bond, click Add Security in the Security List, click enter it manually, and select Bond as the security type. Quicken asks for the asset class, bond type, maturity date, and call date. Add the coupon rate and interest frequency afterward with the steps above.
Frequently asked questions
Why are my projected bond payments split evenly across all four quarters?
Quicken found no interest history for the bond, or the history in the last 370 days differs from the expected annual coupon by more than 1%. Recording the bond’s interest payments lets Quicken match your payment schedule.
What does Projected (Historical) mean?
The bond has no coupon rate in Quicken, so Quicken projects income from the interest you received over the past year. Adding the coupon rate and interest frequency gives you a coupon-based projection.
What does Missing (matured) mean?
Missing income is interest you’ll stop receiving after a bond matures. To show it, click the ⋮ menu on the Income card and select Show “missing” income from matured bonds.
Why does my bond show a full quarter of income in the quarter it matures?
Quicken assigns the full quarterly amount to the maturity quarter regardless of the maturity date within that quarter.
Does the chart include my principal when a bond matures?
No. The chart shows interest income only.