Net Worth Dashboard

Available in Early Access

Overview

The Net Worth Dashboard shows your complete financial picture in one place — what you own, what you owe, and the difference between them.

Net Worth = Assets − Liabilities

This dashboard gives you a real-time view of that equation and how it changes over time.

It serves two important purposes:

A progress tracker — Are you building wealth and reducing debt over time?
A financial signal system — Did something change that needs your attention?

Used regularly, it helps you see both long-term momentum and short-term shifts.

When to Use the Net Worth Dashboard

Use this dashboard when you want to:

Track long-term wealth growth
Monitor debt reduction progress
Evaluate the impact of major purchases
Prepare for financial planning or tax conversations
Investigate unexpected changes in your financial position

Short-term fluctuations are normal — especially if you hold investment accounts. What matters most is the overall direction and understanding what’s driving movement.

If your net worth changes more than expected, this dashboard helps you quickly determine why.

What Counts Toward Net Worth

Net worth includes:

Personal asset accounts — cash, savings, investments, vehicles, property, and other tracked assets
Business asset accounts (if using Quicken Business and Personal)
Liability accounts — credit cards, loans, mortgages, and other debts

This allows you to:

View your combined personal + business net worth
Or view personal net worth only

You can choose which accounts to include in your net worth calculation. If an account is excluded, it will not appear in:

The graph
The totals
The breakdown panel

Net worth reflects the most recently synced account balances.

If an account is excluded from the Net Worth Dashboard, it will not appear in the graph, totals, or breakdown.

Net worth reflects your most recently synced account balances. Manual assets reflect the last value you entered.

Understanding the Dashboard

Reading the Net Worth Total and Trend Graph

At the top of the dashboard, your current net worth is displayed.

Below it, the chart shows how your financial position has changed over your selected time range. Use the time filters at the top — 1M, 3M, 6M, 1Y, 5Y, QTD, YTD, All — to adjust the window you're viewing.

Switching ranges lets you zoom in on recent changes or step back for a longer-term perspective.

You can toggle between two chart views:

Total Net Worth
Displays a trend line showing how your overall net worth has changed over time.

Assets vs. Debt
Displays a monthly comparison using bars for assets and debt, with a net worth trend line overlaid on top. This view makes it easier to see how the two sides of the equation are changing relative to each other.

Both views use the same underlying data — the toggle simply changes how the information is visualized.

The Assets vs. Debt view is particularly helpful when understanding why net worth changed. For example, it can help you quickly see whether a shift was caused by:

Assets increasing or decreasing
Debt balances rising or falling
Or both happening at the same time

Accounts Section

Below the graph, accounts are grouped by type — Cash & Checking, Savings, Brokerage, Retirement, Vehicle, and more. (Personal and Business accounts are shown, if you are using Quicken Business & Personal.)

Each group displays:

Total balance for that account type (shown on the right)
Balance change for the selected time range, shown as both a dollar amount and percentage

The time range is determined by the period selected at the top of the dashboard — 1M, 3M, 6M, 1Y, 5Y, QTD, YTD, or All.

This makes it easy to see which parts of your finances are driving changes in your net worth during that period.

Select a group to expand it and view the individual accounts within that category.

Debt to Asset Ratio

On the right side of the dashboard, the Debt to Asset Ratio shows how your total liabilities compare to your total assets, expressed as a percentage.

This ratio provides a quick indicator of your overall financial position — how much of what you own is offset by debt.

Lower percentages indicate that your assets outweigh your debts, which generally reflects a stronger financial position.
Higher percentages indicate greater leverage, meaning a larger portion of your assets are financed by debt.

Simplifi also displays a rating label (such as Excellent) to help interpret the ratio at a glance and provide insight into the overall health of your financial position.

Tracking this ratio over time can help you see whether your financial position is strengthening as assets grow or debts decrease.

Breakdown Panel

The Breakdown panel shows how your total Assets or total Debt are distributed across account types.

Toggle between:

Assets — See how your wealth is allocated (Retirement, Cash, Brokerage, Vehicle, etc.)
Debt — See how your liabilities are distributed (Credit Cards, Loans, Other Liabilities)

Use the $ / % toggle to switch between dollar amounts and percentages of total.

This helps you understand concentration — for example:

How much of your wealth is tied to retirement accounts
How much of your debt is credit card vs. installment loans
Only included accounts appear in this panel.

Including or Excluding Accounts

By default, all connected accounts are included.

To customize:

Select the three-dot menu in the top right.
Click View Included Accounts.
Toggle accounts on or off.
Click Update.

Excluding an account removes it from the Net Worth Dashboard only. It does not delete the account or affect reports elsewhere.

This flexibility allows you to:

View personal and business finances together
Separate them when needed
Focus on a specific financial segment

What This Means for Your Financial Health

When used regularly, the Net Worth Dashboard gives you:

· A clear measure of overall wealth

· Early visibility into rising debt

· Insight into investment fluctuations

· A way to confirm that your financial decisions are moving you in the right direction

Instead of reviewing accounts in isolation, you see how everything works together.

Over time, the goal isn’t just a higher number — it’s understanding what drives that number and responding intentionally

Tips

If you track vehicles or property as assets, connect them to Kelley Blue Book or Zillow home values so asset values update automatically. (See Tracking a Home as an Asset and Tracking a Vehicle as an Asset for details on keeping these assets automatically updated.
If an asset is tracked manually, update its value periodically to keep your net worth accurate.
Use the Assets vs. Debt graph view to understand why your net worth changed.
If totals look off, confirm that all accounts are included and recently synced