Setting up an offline account

Whenever possible, it's best to add an online account so Quicken can download your transactions automatically. However, there are times when an offline account is a better choice.

Use an offline account if:

• Your financial institution doesn’t support downloads to Quicken.

• You prefer to enter transactions manually.

• You need to track a personal loan, asset, or liability that doesn’t exist at a bank.

These accounts are often used by people who manage property, track personal loans, or want full manual control over their finances. You can use offline accounts to track checking, savings, investment, asset, and liability account types.

Choose to add an offline account

Start by selecting the type of account you want to track manually.

1. Click the Add Account button (the + icon) at the top of the sidebar.

2. On the Add Account screen, scroll to the bottom and select Offline Account.

3. On the Offline Accounts screen, choose the appropriate account type. For example:

   • Checking (under Banking)

   • Vehicle (under Assets)

   • Mortgage (under Liabilities)

Enter account details

After you select an account type, enter the details for your new account.

1. In the Account Name field, enter a name that will help you recognize the account.

2. Select the appropriate Account Type from the dropdown, if it's not already selected.

3. Enter the account’s start date in the On This Date field.

4. In the Balance Equals field, enter the starting balance for the account on that date.

5. For Primary Use, choose whether the account is for Personal or My Business.
   Note: The Primary Use field only appears if you're using the Business & Personal tier.
   Tip: Choose My Business if the account relates to business income, expenses, or assets you plan to track separately from personal finances.
   Learn more: Primary Use: Business vs. Personal

6. Click Finish.

Review the new account

Once you've added the account:

• It appears under the appropriate group in the sidebar (for example, Banking).

• Quicken creates an opening balance transaction with the amount and date you entered.

• You can start entering transactions manually in the Transactions tab.

Tip: To enter your first transaction, open the account and use the Transactions tab.