Investment returns

Before retirement return is the percent gain you expect to receive on your current investments and future savings between now and retirement. Tax-deferred investments gains are reinvested each year without being taxed, until you withdraw them. Taxable investment gains are taxed before being reinvested. To make your plan work, the annual return you select must permit your investments to grow enough to fund your retirement years.

After retirement return is the percent gain you expect to receive on your investments after your retire. To make your plan work, the annual return you select must permit your investments to grow enough to fund your retirement years.