Project future business account balances

Use the Projected Balances view to forecast the future balances of your business accounts. This view helps you see how scheduled income and spending—along with any overdue transactions—will affect your cash flow over time. You can identify potential shortfalls and make adjustments before problems occur.

What you’ll see

The screen is divided into two parts: a graph of projected balances and a list of upcoming transactions.

Projected Balances graph

This graph shows how each selected account balance is expected to change over time:

Each line represents one account. The colors match the account names shown in the legend.
The vertical axis shows the balance in thousands of dollars.
The horizontal axis shows dates over the selected projection range.
A warning icon appears if the projected balance drops below zero.

The graph includes all scheduled and overdue transactions. This gives a complete view of expected cash flow based on your current plans.

You can customize the chart using the dropdowns at the top:

Select accounts – Choose which business accounts to include in the graph.
Time range – Choose how far ahead to project (30 days, 90 days, or 12 months).
Account type – Filter to show only Spending, Savings, or All accounts.

Upcoming bills and income list

This table shows the scheduled transactions that affect the projection:

Due – The scheduled date of the transaction.
Pay To / Receive From – The vendor or customer name.
Account to Use – The account where the transaction will post.
Amount – The amount of the transaction. Withdrawals are shown as negative values.
Closing Balance – The projected balance of the account after the transaction is applied.

You can expand any row to view more details about the transaction.

Use this section to confirm that scheduled payments, deposits, and transfers match your expectations, and to see how they impact your available cash.

Why use Projected Balances?

The Projected Balances view helps you:

Avoid overdrafts by spotting upcoming dips in cash
Plan for low-balance periods
Verify the impact of recurring transactions
Make informed decisions about upcoming expenses