Match your transactions

Quicken automatically matches downloaded transactions with your manually entered or scheduled transactions, including Bill and Income Reminders. When the date, payee, and amount are close enough, Quicken marks the scheduled transaction as paid and links it to the downloaded transaction.

If the details do not align closely, such as when the payment amount or date is unexpected, you can match the transactions manually to keep your register accurate.

How automatic matching works

Quicken matches a downloaded transaction to a scheduled or manually entered transaction when these conditions are met:

• The payee is the same or similar.

• The date is within a few days of the scheduled date.

• The amount matches or is close to the scheduled amount.

When the conditions are met, Quicken merges the two transactions and marks the scheduled transaction as paid.

How to match transactions manually

You can match transactions yourself in three ways. All three produce the same result.

Match using the right-click menu

Use this method when both transactions are visible in the register.

1. Hold Command (⌘) and click each of the two transactions you want to match.

2. Control-click (or right-click) one of the selected transactions.

3. Choose Match Transactions from the shortcut menu.

Match using the Transactions menu

You can match selected transactions from the menu bar at the top of the screen.

1. Hold Command (⌘) and click each of the two transactions you want to match.

2. From the menu bar, choose Transactions > Match Transactions.

Match using drag and drop

Drag and drop works well when both transactions are close together in the register.

1. Locate the downloaded transaction and the scheduled transaction. Scheduled transactions usually appear in gray with a clock icon.

2. Drag one transaction onto the other to merge them.

After the match, the scheduled transaction is marked as paid and merged with the downloaded transaction.

Match status icons

Quicken displays a status icon next to each matched transaction so you can tell at a glance how the match was made.

• An automatic match icon shows that Quicken matched the transaction without your involvement.

• A manual match icon shows that you matched the transaction yourself.

Click an icon to see more details about the match.

How to unmatch a transaction

Unmatching separates a previously matched pair so you can leave the downloaded transaction on its own or match it to a different scheduled transaction.

1. Control-click (or right-click) the matched transaction.

2. Choose Unmatch Transactions from the shortcut menu.

After you unmatch the transactions, you can match the downloaded transaction to the correct scheduled transaction using any of the manual matching methods above.

Best practices

A few habits help keep matching accurate over time:

• Keep your scheduled transactions current with realistic amounts and due dates.

• Use consistent payee names so Quicken can recognize matches automatically.

• Reconcile your accounts on a regular schedule to catch unmatched or duplicate entries early.