Record reinvested income

When you receive earnings from an investment—such as a dividend, interest, or capital gain—and choose to reinvest that amount into the same security, you should record the transaction as a reinvestment. In Quicken Classic for Mac, this helps maintain accurate holdings and cost basis without affecting your account’s cash balance.

Types of reinvested income

You can record the following reinvestment types:

• Reinvest Dividend – For dividends reinvested into the same security

• Reinvest Interest – For interest payments reinvested

• Reinvest Short-term Capital Gain – For short-term capital gains reinvested

• Reinvest Long-term Capital Gain – For long-term capital gains reinvested

Each type increases your share count and adjusts your cost basis, but does not change your account's cash balance.

How to enter a reinvestment

1. Open the investment account where the reinvestment occurred

2. In the Transactions tab, click in a new transaction row or use the + button to begin a new entry

3. In the Type field, select Reinvest > and choose one of the following:

   • Dividend

   • Interest

   • Short-term Capital Gain

   • Long-term Capital Gain

4. Enter the details:

   • Date – The date the reinvestment occurred

   • Security – The name of the security reinvested into

   • Distribution Amount – The amount of the dividend, interest, or gain

   • Number of Shares – The number of shares purchased (may be fractional)

   • Price Per Share – This is calculated automatically or can be edited manually

   • Commission – If a fee was paid during reinvestment

   • Memo/Tags – Optional fields for internal reference

5. Click Save

Quicken calculates the total cost of the reinvested shares, updates your holdings, and adjusts your investment performance and cost basis.

Tips

• Choose the correct reinvestment type: Don’t record a dividend as a capital gain; use the type that matches your income source.

• Use accurate share counts: Reinvested shares are often fractional—check your brokerage statement to match them.

• Leave cash untouched: Reinvestments should not result in changes to your cash balance. If you see one, the transaction type may be incorrect.

• Manual price adjustment: Click the pencil icon beside Price Per Share to manually enter price and have Quicken recalculate the distribution instead.

What reinvestments do in Quicken

• Increase your holdings in the security

• Increase your cost basis

• Do not affect your account cash balance

• Appear in your portfolio and tax reports