Spending Plan Quick Start Guide

Set up your complete Spending Plan in under 10 minutes.

1. Launch Setup

• Click Spending Plan in left menu

• Click Get Started on welcome screen

• Click Let's Go to begin automatic setup

2. Let Simplifi Scan

Simplifi automatically finds:

• ✓ Your income

• ✓ Your bills & subscriptions

• ✓ Your spending patterns

Just wait while it works.

3. Verify Income & Bills

Check that Simplifi found everything:

• Income: All paychecks and deposits

• Bills: Rent, utilities, insurance, loans

• Subscriptions: Netflix, Spotify, gym, etc.

See your Income after bills & savings number.

4. Add Planned Spending

Click + Add Expense for your top 3 categories:

1. Groceries - $XXX (check last month)

2. Gas/Transport - $XXX

3. Your #1 spending - $XXX (dining? shopping?)

Enable rollover for groceries.

5. Get Your Daily Number

Find your magic number at the bottom of the green circle:

$XX.XX per day

This tells you what's safe to spend each day.

Success Checklist

• ✅ All income sources included

• ✅ All bills accounted for

• ✅ 3 planned expense categories

• ✅ Positive daily spending amount

• ✅ Green donut chart (mostly)

Next 7 Days

• Daily: Check if spending is less than daily amount

• Day 3: See if transactions are categorizing correctly

• Day 7: Adjust planned amounts if needed