Spending Plan
The Spending Plan shows how much money you have available this month after accounting for income, bills, planned spending, and other expenses.
It updates automatically as transactions come in—so what you see reflects your current financial picture, not a static budget.
The Spending Plan is designed to be flexible. Whether you want to track every dollar or just keep an eye on a few key areas, you can shape it to match how you think about money.
What You’re Seeing
Your month is organized into simple sections:
Income – Money you’ve received (and expect to receive)
Bills – Recurring, expected expenses
Planned Spend – Money set aside for flexible categories
Other Spend – Additional spending that wasn’t planned
Goals – Savings you’ve committed to
At the bottom, Left this month shows what’s still available to spend—your true, usable balance.
Is This for You?
Your bank balance doesn’t tell the full story—it doesn’t account for upcoming bills, planned expenses, or savings.
Use the Spending Plan if you want to:
Know what you can safely spend right now—not just what’s in your account
See how bills and spending affect your month in real time
Avoid managing a rigid, manual budget
Handle variable income with more flexibility
Coordinate spending and savings across shared finances
What to Do Next
If you’re new to the Spending Plan, start here:
Review your Income – Make sure recurring income is included
Check your Bills – Confirm expected expenses are accurate
Set Planned Spending – Add flexible categories like groceries or dining
Watch “Left this month” – Use this to guide your day-to-day spending
A Few things to Know
Your plan updates automatically as transactions download
New or one-time income may appear under Excluded until you review it
You can adjust any section at any time
Where to Find your Spending
Select Spending Plan from the left sidebar.
You can view and adjust your plan for any month up to one year in advance.
Ready to Learn More?
Learn how your plan is built and how to customize your Spending Plan: